F-159 MANGAL BHAZAR NEW PATPAR GANJI ROAD LAXMI NAGAR NEW DELHI 110001 DELHI INDIA.
+919958457536
+1(202) 850-0764
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Personal Loan
When every Seconds Counts in an Emgergency get personal loan from USD5,000 - USD500,000 at Only 3% interest rate
Business Loan
Get Easily Repayment and Flexible Options for Business Finance/Funding for your business idea and expansion at lower rate of Interest speak to us now.
Mortgage Loan
you can easily apply for a mortgage loan, real estate loans at more convinent and repayment options with or without collateral speak to us now for details.
Student Loan
Let your dreams take wing with our student loan - the smart study abroad loan. Whatever be your financial situation or status of admission, don't compromise your goals or hesitate about taking a decision to better your future.
Consolidated Loan
Taking out a new loan to pay off a number of liabilities and consumer debts, generally unsecured ones. In effect, multiple debts are combined into a single, larger piece of debt, usually with more favorable pay-off terms: a lower interest rate, lower monthly payment or both.
PROCESSES OF APPLYING FOR A LOAN:
Taking a loan is not as complicated as most people think. The only thing which should be paid attention to is that genuine documents should be submitted on time. Different types of loans require different types of documents.
Few steps involved while applying for a loan are:
Loan Application Form: An application form for loan is provided by the banks which should be filled correctly and the type of loan you need should be
mentioned clearly.
CIBIL Check(OPTIONAL): CIBIL Check may be done in order to count the scores of your credit cards. CIBIL collects and maintains the records about the
loans you have to pay apart from the loan you are applying for. If the score of your credit card is higher, loan can be sanctioned to you easily.
Submission of Required Documents: The customers need to produce their identity proofs and other certificates to that we can trust you for providing loan. Hence, submission of the required documents is a very important procedure involved in the sanction of a loan.
Approval of Loan: Now, it’s our’ job to go through the documents and details properly and then sanction you the loan. Once the documents are approved by the us(Company Board) we approve you for the loan.
Secured Loan Vs.Unsecured Loan
When you’re borrowing money, you'll likely need to make a decision about a secured loan vs. unsecured loan. What's the difference? Here’s an explanation, and a few credit counseling tips about choosing a secured loan vs. unsecured loan.
A secured loan is one that is connected to a piece of collateral - something valuable like a car or a home. With a secured loan, the lender can take
possession of the collateral if you don't repay the loan as you have agreed. A car loan and mortgage are the most common types of secured loan.Secured loans are available for much larger amounts than personal loans, which generally only go up to about $30,000,000
If you have a less-than-perfect credit history, you may find that you have no choice but to opt for a secured rather than a personal loan. As your property acts as security, they can be easier to qualify for.The repayment periods on secured loans can also be longer, while the fixed monthly payments should make it easy to manage your repayment plan.You need to keep up repayments on a secured loan or you could risk losing your home.
Note: Check the terms and conditions for fees and charges such as early repayment penalties as they could increase the cost of borrowing.
An unsecured loan is not protected by any collateral. If you default on the loan, the lender can't automatically take your property. The most common types of unsecured loan are credit cards, student loans, and personal loans. Unsecured personal loans are widely available to a large proportion of people.
  • They offer the flexibility to choose how long you have to repay them, with most borrowers making fixed repayments for between one and five years.
  • Some loans offer the option of a payment holiday of say two or three months at the start of the agreement.
  • The best loan rates are generally for borrowers looking to make repayments over three and five years, meaning you will often pay a higher interest rate to borrow over a shorter term..
  • The interest charges on larger or smaller amounts can prove expensive.
  • Top deals are only open to those with high credit scores.
 


INDIA OFFICE:
F-159 MANGAL BHAZAR NEW PATPAR GANJI ROAD
LAXMI NAGAR NEW DELHI 110001 DELHI INDIA.
TEL: +91-9958457536
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TEL: +1(202) 850-0764
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